Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"From the very first phone call Richard Wylder put our minds at ease as we had a bad experience with a previous so called Equity Release Specialist . He took the time to listen and went out of his way to get back to the office so he would be more equipped to assist us . He has given us good advice and guidance and has not treated us as just a name and and number as this process is very challenging and just as stressful . His your problem is my problem to fix has made this process change gear for the better . Would recommend him to anyone without hesitation."
Miss P Stewart
Without the need to move or sell your property, you can transform your home's value into tax-free cash. Whether you prefer a one-time payment or regular instalments, the choice is yours. Some schemes even offer the flexibility to withdraw additional funds in the future. If you still have an existing mortgage, it's worth noting that this would need to be settled using the released funds.
Peace of mind comes standard with equity release schemes. As a regulated financial product, these schemes are overseen by the Financial Conduct Authority (FCA). Providers who belong to the Equity Release Council must follow strict guidelines designed to protect homeowners. Perhaps most reassuringly, you'll benefit from a 'no negative equity guarantee' - meaning neither you nor your estate will ever owe more than your property's market value.
The possibilities for using your released equity are truly limitless. From breathing new life into your home with renovations to treating yourself to that dream holiday, the choice is entirely yours.
Many homeowners use the funds to:
Repaying
University or weddings Our expertise lies in crafting personalised mortgage and equity release solutions that perfectly match your circumstances. With decades of combined experience, our dedicated team provides crystal-clear guidance to help you navigate your financial decisions.
We pride ourselves on delivering straightforward advice with a personal touch, ensuring you fully understand your options. Our commitment extends beyond just securing your financial future - we're here to support you throughout your entire journey towards a more comfortable retirement.
Get in touch today to discover how we can help you achieve your financial goals with confidence.
We carefully explore all available options and rates, ensuring you receive a plan that fits your unique situation perfectly.
Simply tell us your goals, and we'll manage everything else - from completing forms to liaising with providers, making your journey smooth and worry-free.
Our team's expertise and commitment to excellence have earned us countless satisfied clients. We pride ourselves on delivering clear, reliable guidance that puts your interests first.
Here’s what to expect when you work with us for equity release, if you live in Cumbria.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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